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As your Highland County REALTOR I am committed to assisting you with all your real estate needs. Call me: 888-243-2665.
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The better educated you are as a buyer, the better your chances of buying your dream home at a price you like. One of the first things I always recommend to a home buyer is to get with your mortgage company to become pre-qualfied. By being pre-qualified you are a serious buyer to the seller and taken more seriously with your offer, plus it cuts down on the loan processing time. If you are not sure of the steps to take to become pre-qualified contact me and I will walk you through the process and put you in touch with a great mortgage lender. The following reports offer great information on purchasing a home. Feel free to click on any or all topics that interest you: If you have any questions or need more information, please let me know.  As a buyer you need all the resources at your finger tips! Below are some great tools for you to use.
Remember to visit my Resource area for more information that will help you with the buying process of your next home.
How Much Can I Afford - Mortgage Calculator
Mortgage Information - Great articles on financing your home.
Real Estate Tips - Great tips on just about anything to do with real estate.
Real Estate Dictionary - A glossary of real estate terms. Ask me any question about buying a home in Sebring, Avon Park and Lake Placid. It's my job to help you! There's no obligation, and I promise to respond quickly...
Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
Why is the Terra Amata site in Nice, France famous?
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| A |
Remains of 21 huts found in 1965 are thought to be the oldest known habitation from the Acheulian culture 400,000 years ago.
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